Terms of Use

PLEASE READ CAREFULLY BEFORE USING THIS WEBSITE.

1. Acceptance Of Terms

SLH Consulting & Communications Pty Ltd A.C.N. 101 150 627 trading as In-Context Finance (“In-Context Finance”) maintains this website for information and communication purposes. This webpage contains the Terms of Use governing your access to and use of incontextfinance.com and associated aliases (“the Website”).

You will not use the Website for any purpose that is unlawful or prohibited by these Terms of Use. By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms of Use or you do not meet of comply with their provisions, you must immediately stop using the Website.

2. Changes To Terms Of Use

In-Context Finance may, at any time, for any reason and without notice, make changes to (i) this Website, including its look, feel, format, and content, as well as (ii) the products and/or services as described in this Website. Any modifications will take effect when posted to the Website. Therefore, each time you access the Website, you need to review the Terms of Use upon which access and use of this Website is conditioned. By your continuing use of the Website after changes are posted, you will be deemed to have accepted such changes. A copy of the current Terms of Use is displayed on the Website at all times. This legal disclaimer is in no way limited or altered by any other terms or conditions on this Website.

3. Privacy Policy

The Terms of Use include our Privacy Policy. Please click here to access our Privacy Policy.

4. Content Not Advice

The information, opinions, advice or other content on this Website (collectively, “Content”):

(a) is only to provide you with general information regarding the matters covered and is not tailored to your specific circumstance.

(b) does not constitute financial, tax, legal, insurance or other advice and your use of the material on this Website does not give rise to any obligation on behalf of the In-Context Finance or any author of any material on the Website.

(c) should not be relied upon in making or refraining from making, any decision.

This Website is not intended for use by minors.

YOU SHOULD EVALUATE ALL INFORMATION, OPINIONS AND ADVICE AVAILABLE ON THIS WEBSITE IN CONSULTATION WITH YOUR FINANCIAL, TAX, LEGAL, INSURANCE OR OTHER ADVISOR, AS APPROPRIATE.

5. Scope Of Use And User E-Mail

You are only authorised to view, use, copy for your records and download small portions of the Content (including without limitation text, graphics, software, audio and video files and photos) of this Website for your informational, non-commercial use, provided that you leave all the copyright notices, including copyright management information, or other proprietary notices intact.

You may not store, modify, reproduce, transmit, reverse engineer or distribute a significant portion of the Content on this Website, or the design or layout of the Website or individual sections of it, in any form or media. The systematic retrieval of data from the Website is also prohibited.

Email submissions over the Internet may not be secure and are subject to the risk of interception by third parties. Please consider this fact before emailing any information. Also, please consult our Privacy Policy [www.incontextfinance.com/privacy]. You agree not to submit or transmit any emails or materials through the Website that: (i) are defamatory, threatening, obscene or harassing, (ii) contain a virus, worm, Trojan horse or any other harmful component, (iii) incorporate copyrighted or other proprietary material of any third party without that party’s permission or (iv) otherwise violate any applicable laws. In-Context Finance shall not be subject to any obligations of confidentiality regarding any information or materials that you submit online except as specified in these Terms of Use, or as set forth in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law.

The commercial use, reproduction, transmission or distribution of any information, software or other material available through the Website without the prior written consent of In-Context Finance is strictly prohibited.

6. Copyright And Trademarks

All copyright, trademarks and all other intellectual property rights in the Website and its Content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to In-Context Finance or otherwise used by In-Context Finance as permitted by law.

In accessing the Website you agree that you will access the Content solely for your personal or non-commercial use. You may not copy, modify, distribute, transmit, display, reproduce, publish, license any part of this Website; create derivative works from, link to or frame in another website, use on any other website, transfer or sell any information obtained from this Website without the prior written permission of In-Context Finance or the copyright holder.

This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial use only; however, any print out of this Website, or portions of the Website, must include In-Context Finance’s copyright notice. No right, title or interest in any of the materials contained on this Website is transferred to you as a result of accessing, downloading or printing such materials.

7. Links To Third Party Websites

In this Website, any frames, links or other references to third party websites, persons or information are produced solely for convenience. Any link to other websites is not an endorsement of those parties or their products or services. In-Context Finance does not control such websites and does not warrant the accuracy, reliability, suitability of any information, data, opinions, advice or statements contained in such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

Please read the terms and conditions or terms of use policies of any other company or website you may link to from our Website. These Terms of Use apply only to In-Context Finance’s Website and the products and services In-Context Finance offers. If you decide to access any of the third party sites linked to this Website, you do so at your own risk. In-Context Finance reserves the right to terminate any link or linking program at any time. In-Context Finance disclaims all warranties, express and implied, as to the accuracy, validity, and legality or otherwise of any materials or information contained on such sites.

8. Internet Security And Cookies

The transmission of data over the internet is not secure. Although In-Context Finance endeavours to protect sensitive information, In-Context Finance is not liable for any breach of security that may or may not occur as the result of using this Website.

The Website uses “cookies” to enhance your experience with us by recording your previous selections and tracking usage patterns across our site so we can tailor our services to meet your needs.

Cookies are pieces of information that are exchanged between a website and your computer for record keeping purposes. Most web browsers are set to accept these cookies by default. Whilst cookies do not directly contain any personally identifiable information, they can be used to identify your browser and Internet Service Provider.

9. User Sessions and Communications; Public Area

You acknowledge that you own, are solely responsible for or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate these Terms of Use and will not cause injury to any person or entity; and that you will indemnify In-Context Finance or its affiliates for all claims resulting from content you supply.

If you make any submission to an area of the Website accessed or accessible by the public (“Public Area”) or if you submit any business information, idea, concept or invention to In-Context Finance by email, you automatically represent and warrant that the owner of such content or intellectual property has expressly granted In-Context Finance a royalty-free, perpetual, irrevocable, world-wide nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform, and display the communication or content in any media or medium, or any form, format, or forum now known or hereafter developed. In-Context Finance may sublicense its rights through multiple tiers of sublicenses. If you wish to keep any business information, ideas, concepts or inventions private or proprietary, you must not submit them to the Public Areas or to In-Context Finance by email. We try to answer every email in a timely manner, but are not always able to do so.

Some of the forums (individual bulletin boards and posts on the social network, for instance) on or linked to the Website are not moderated or reviewed. Accordingly, users will be held directly and solely responsible for the content of messages that are posted. While not moderating the forums, the Website reviewer will periodically perform an administrative review for the purpose of deleting messages that are old, have received few responses, are off topic or irrelevant, serve as advertisements or seem otherwise inappropriate. In-Context Finance has full discretion to delete messages. Users are encouraged to read the specific forum rules displayed in each discussion forum first before participating in that forum.

In-Context Finance reserves the right (but is not obligated) to do any or all of the following:

a) Record the dialogue in public chat rooms.

b) Examine an allegation that a communication(s) do(es) not conform to the terms of this section and determine in its sole discretion to remove or request the removal of the communication(s).

c) Remove communications that are abusive, illegal, or disruptive, or that otherwise fail to conform with these Terms of Use.

d) Monitor, edit, or disclose any communication in the Public Areas of this Website.

e) Edit or delete any communication(s) posted on the Website, regardless of whether such communication(s) violate these standards.

In-Context Finance reserves the right to take any action it deems necessary to protect the personal safety of our guests or the public. In-Context Finance has no liability or responsibility to users of the In-Context Finance Website or any other person or entity for performance or non-performance of the aforementioned activities.

10. No Unlawful Or Prohibited Use

As a condition of your use of the Website, you warrant to In-Context Finance that you will not use the Website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Website in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Website.

11.No Spamming

Gathering email addresses from In-Context Finance through harvesting or automated means is prohibited. Posting or transmitting unauthorised or unsolicited advertising, promotional materials, or any other forms of solicitation to other users is prohibited. Inquiries regarding a commercial relationship with In-Context Finance should be directed to: support@incontextfinance.com

12. No Warranties

The Website and any information are provided to you on an “as is”, “as available” basis without warranty of any kind whether express, statutory or implied, including but not limited to any implied warranties of merchantability, fitness for a particular purpose, quiet enjoyment, systems integration, accuracy and non-infringement, all of which In-Context Finance expressly disclaims.

Although every effort is made to ensure the accuracy and currency of information on this website, that information may contain errors and omissions and is liable to change. In-Context Finance does not endorse and makes no warranty or representation regarding the accuracy, completeness, currency or reliability of any information on this Website, and In-Context Finance will not be liable or otherwise responsible for any failure or delay in updating the Website or any information. We have no duty to update the information on this Website.

In-Context Finance makes no representations or warranties that use of the information will be uninterrupted or error-free. You are responsible for any results or other consequences of accessing the Website and using the information, and for taking all necessary precautions to ensure that any content or information that you may access, download or otherwise obtain is free of viruses or any harmful components.

Under no circumstances will In-Context Finance be liable for any loss or damage, however caused (including through negligence) which may be directly or indirectly suffered in connection with use of this Website or any other external linked website.

As far as is permitted by law, In-Context Finance excludes all liability to third parties arising directly or indirectly out of their use or reliance on materials contained in this Website. Specifically, In-Context Finance does not warrant that the files contained in or referred to in this Website are free of viruses or other defects. If that liability cannot, by law, be excluded, the liability of the In-Context Finance will be limited to replacing the defective file.

13. Arbitration

Except as regarding any action seeking equitable relief, including without limitation for the purpose of protecting any In-Context Finance confidential information and/or intellectual property rights, any controversy or claim arising out of or relating to these Terms of Use or this Website shall be settled by binding arbitration in accordance with the provisions, in effect at the time the proceedings begin, of the International Arbitration Act. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be held in the State of Victoria, Australia.

All information relating to or disclosed by any party in connection with the arbitration of any disputes hereunder shall be treated by the parties, their representatives, and the arbitrator as proprietary business information. Such information shall not be disclosed by any party or their respective representatives without the prior written authorisation of the party furnishing such information. Such information shall not be disclosed by the arbitrator without the prior written authorisation of all parties. Each party shall bear the burden of its own counsel fees incurred in connection with any arbitration proceedings.

Judgment upon the award returned by the arbitrator may be entered in any court having jurisdiction over the parties or their assets or application of enforcement, as the case may be. Any award by the arbitrator shall be the sole and exclusive remedy of the parties. The parties hereby waive all rights to judicial review of the arbitrator’s decision and any award contained therein.

14. Limitation Of Liability

YOUR USE OF THE CONTENT IS AT YOUR OWN RISK. IN-CONTEXT FINANCE SPECIFICALLY DISCLAIMS ANY LIABILITY, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH ACCESS TO, USE OF OR RELIANCE ON THE CONTENT (EVEN IF IN-CONTEXT FINANCE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) OR THAT ARISE IN CONNECTION WITH MISTAKES OR OMISSIONS IN, OR DELAYS IN TRANSMISSION OF, INFORMATION TO OR FROM THE USER, ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION OR DELIVERY, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORISED ACCESS TO, ALTERATION OF, OR USE OF RECORDS, PROGRAMS OR FILES, INTERRUPTIONS IN TELECOMMUNICATIONS CONNECTIONS TO THE WEBSITE OR VIRUSES, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, THEFT OR DESTRUCTION OF, OR UNAUTHORISED ACCESS TO THE WEBSITE OR THE CONTENT.

15. Indemnity

You agree to defend, indemnify, and hold In-Context Finance, its officers, directors, employees, agents, licensors, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of these Terms of Use.

16. Jurisdiction

These Terms of Use shall be governed in all respects by the laws of the State of Victoria, Australia. You submit to the exclusive jurisdiction of the courts of Victoria, Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with the Terms of Use of this Website. Part or all of any provision of these Terms of Use that is unenforceable or illegal will be severed from these Terms of Use and will not affect the enforceability of the remaining provisions of these Terms of Use. The other provisions will not be affected in any way by such modification and shall remain in full force and effect and continue to be binding and enforceable.

17. Seperate Agreements

You may have other agreements with In-Context Finance. Those agreements are separate and in addition to these Terms of Use. These Terms of Use do not modify, revise or amend the terms of any other agreements you may have with In-Context Finance.